In July 2025, the Community Schemes Ombud Service (CSOS) introduced its Consolidated Practice Directives 1 of 2025. These directives replace previous CSOS circulars, guidelines, and practice directives, creating a single reference document for community schemes across South Africa. The aim is to improve consistency, governance, compliance, and dispute resolution within sectional title schemes and homeowners' associations. For sectional title owners, understanding...

Living in a sectional title scheme or HOA means sharing space, rules, and responsibilities with many different people. Even in well-managed communities, conflict is common - usually over noise, parking, pets, levies, or maintenance. Understanding why conflict happens can help trustees and managing agents respond more effectively and prevent issues from escalating. Why conflict is so common in shared living People naturally...

Renovations and construction projects are inevitable in sectional title schemes and homeowners' associations (HOAs). While they add value to properties, they can also bring noise, dust, and disruptions that affect residents’ daily lives. Effective management of construction activities ensures harmony within the community and protects property values. Understanding the impact of construction Construction noise can range from the sound of power tools...

Good financial governance is the foundation of every successful body corporate. When owners can see how their levies are managed and know that funds are being used responsibly, it builds confidence and cooperation across the scheme. That is where regular audits and transparent reporting come in. Annual financial statement requirements Under the Sectional Titles Schemes Management Act (STSMA), every body corporate must...

Serving as a trustee in a sectional title scheme is a significant responsibility. Trustees are entrusted with managing the affairs of the body corporate, ensuring financial stability, and making decisions that affect all members. However, with this authority comes potential legal and financial liability. Understanding your duties and taking proactive steps can help mitigate risks and ensure you fulfil your...